2775 Duncan Road
Phelan, CA, 92371
(No pictures available yet)
$495,000
MLS: OC26095272
Beds
3
Baths
2
Sq Ft
1,152
Lot
1.96 ac
Year Built
1987
MLS #
OC26095272
Days on Market
7
Listed
May 2, 2026
Description
Beautiful Home with Modern Finishes Throughout! 3 Bedrooms | 2 Full Bathrooms | 1152 Sq Ft Home Not Including the Converted Garage to a 1 Bedroom 1 Bathroom Unit! Excellent Potential for Income - Live in One and Rent the Other! NO HOA! FHA OK - Perfect for First Time Buyers! You Own The Land with Permanent Foundation! Enjoy Privacy on your Huge 2 Acre Parcel with Brick Walls and Full Fencing! Live your Farm Dreams with Horse Property Potential! Spacious Updated Kitchen with Lots of Storage and a Beautiful Kitchen Island! You Will Love the Open Style Floor Plan! Primary Bedroom has Its Own Bathroom! Laundry Area with Washer and Dryer Hookups! Carport and Large Concrete Driveway Parking! Excellent Location is on a Paved Road! Do Not Miss Out On This Unique Property!
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: Sergio Soledad · Real Keys Group
Payment estimate
$3,820
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,500 · Loan: $445,500
- Principal & Interest
- $2,819
- Property tax (1.25%)
- $516
- Homeowners insurance
- $300
- Mortgage insurance
- $186
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $17,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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