27781 St Bernard Lane
Lake Arrowhead, CA, 92352
$985,000
Original list price: $1,190,000
MLS: IG25128910
Beds
4
Baths
4
Sq Ft
3,087
Lot
0.24 ac
Year Built
1993
MLS #
IG25128910
Days on Market
412
Listed
Jun 10, 2025
Description
Spacious Home with Room for Your RV, Workshop, and Lifestyle!! This 4-bedroom, 3.5-bath custom home is designed for living, working, and indulging your hobbies. Whether you need space for your RV, a full-sized workshop, or both, this property delivers unmatched flexibility. • Oversized Detached Garage: Perfect for a large workshop, RV, or boat storage. Bring your toys—and your projects! • ADU-Ready: Separate entrance with permits pulled—ideal for extended family, guests, or rental income. • Single-Level Convenience: Level access from garage to main living areas for easy day-to-day living. • Dedicated Home Office: Private exterior entrance for remote work or client meetings. • Comfort & Style: Formal living room, cozy family room with custom fireplace, and a private primary suite with spa-inspired bath. • Chef’s Kitchen: Granite counters, butcher block island, pot filler, garden window, pendant and recessed lighting, plus huge walk-in pantry. • Quality Details Throughout: Solid oak hardwood floors, 3-zone heating and air conditioning. With room for your RV, workshop dreams, and family lifestyle, this home offers unparalleled versatility. Yes, we have lake rights!!!
Location
Lake Arrowhead, San Bernardino County, CA 92352
Open on Google Maps ↗Listed by: Susan Smart · COLDWELL BANKER SKY RIDGE REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,410
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $98,500 · Loan: $886,500
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,715
- Property tax (1.25%)
- $1,026
- Homeowners insurance
- $300
- Mortgage insurance
- $369
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $34,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92352 (Lake Arrowhead)within ±10% of this home's price and size.
$888,000
28449 Fresh Spring Lane
Lake Arrowhead, 92352
$890,000
26623 Hillcrest Lane
Lake Arrowhead, 92352
$899,000
260 El Dorado Drive
Lake Arrowhead, 92352
$899,000
1036 Sandalwood
Lake Arrowhead, 92352
$899,000
27360 Elmwood
Lake Arrowhead, 92352
$899,000
1034 Teakwood
Lake Arrowhead, 92352
Local Market Stats
See Lake Arrowhead, CA 92352 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.