ActiveSingleFamilyResidence

27801 St Bernard

Lake Arrowhead, CA, 92352

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$1,098,000

MLS: IV26075508

Beds

5

Baths

5

Sq Ft

4,016

Lot

0.21 ac

Year Built

1985

MLS #

IV26075508

Days on Market

12

Listed

Apr 29, 2026

Description

First time on the Market! Situated above the North Shore of Lake Arrowhead just one block from the National Forest and with Lake Rights - this spacious home has been lovingly curated and impeccably maintained by the original owners and embodies the perfect mountain retreat. Flooded with natural light, the tongue and groove siding and neutral colors provide a warm and luxurious ambiance. Level entry into house and spacious 2 car Garage off a plowed and maintained road! Double Entry, Double French Doors and Bay windows to bring the forest in! The beautiful stone and brick floor-to-ceiling fireplace is the home’s centerpiece and the perfect gathering space for friends and family. Directly outside is a large, inviting deck with custom Fire Art piece and areas for al fresco dining, watching wildlife or just listening to the breeze rustling through the pines. Beautiful Ridgeline and forest views! The warm and vibrant Chef’s kitchen has dual 30 inch convection Jenn-Air ovens, 6 Burner Jenn-Air gas Cooktop with Pot Filler, wood panel covered appliances, 7 foot island with Blanco Granite Sink and Garbage Disposal, custom Banquet which seats 6 and lustrous Steamed Beech Cabinetry. There is also a large walk-in pantry with wine cooler. There is a main floor primary ensuite with beautiful stone fireplace, window seat and sumptuous full Bath with soaking tub with heated backrest, large walk-in shower, dual vanity and lighted Art Shelf. A total of 5 bedrooms (3 of which are ensuites) and 5 Baths for multiple opportunities to pursue your private lifestyle choices for offices, studios, fitness or wellness rooms. Downstairs is a spacious Lounge with full bar and another large deck with Hot Tub with new pump and control panel! A/C on top 2 Floors and 2 Furnaces plus 1,343 s.f. of waterproof decking! Furnished per Positive Inventory List! Large workshop and 4 workbenches! Storage galore! Parking for 6 cars and RV or Boat. This spacious home would make the perfect mountain home for multi-generational living, multiple owners, vacation home, rental or investment property. One Listing agent is a principal. Come on up and enjoy the fresh mountain air and all Lake Arrowhead has to offer – the beautiful, private lake, the newly renovated Lake Arrowhead Village, Sky Park, Snow Valley Ski Resort and acres of National Forest. Make your Lake Arrowhead Dream a Reality!

Location

Lake Arrowhead, San Bernardino County, CA 92352

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Listed by: PAMELA THOMPSON · LYNNE B WILSON & ASSOCIATES

Payment estimate

$8,017

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $109,800 · Loan: $988,200

%
Principal & Interest
$6,162
Property tax (1.25%)
$1,144
Homeowners insurance
$300
Mortgage insurance
$412
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Today's Rates

As of May 7, 2026

30-year fixed
6.37%
15-year fixed
5.72%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $38,430 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.