$799,000
MLS: PV26142917
Beds
2
Baths
3
Sq Ft
1,079
Lot
6.26 ac
Year Built
1974
MLS #
PV26142917
Days on Market
32
Listed
Jul 1, 2026
Description
Welcome to this 2-bedroom, 2.5-bath townhouse located in the desirable gated Ridgegate community. This functional floor plan offers comfortable everyday living with spacious living and dining areas, abundant storage, and a private enclosed patio that is perfect for relaxing, entertaining, or outdoor dining. The kitchen features granite countertops, stainless steel appliances, ample cabinet space, and opens directly to the private patio for added convenience. The detached two-car garage is easily accessible through the patio and includes the laundry area. Both bedrooms are located upstairs, providing privacy from the main living spaces. Ridgegate is a beautifully maintained community offering resort-style amenities, including multiple swimming pools and spas, tennis courts, a basketball court, BBQ areas, and 24-hour gated security with roaming patrol. Conveniently located near award-winning Palos Verdes schools, parks, shopping, restaurants, grocery stores, theaters, and easy access to the South Bay. An excellent opportunity to enjoy comfortable living in one of Rancho Palos Verdes' most popular gated communities.
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: DeDe Hsu · Estate Properties
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,653
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $79,900 · Loan: $719,100
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,621
- Property tax (1.25%)
- $832
- Homeowners insurance
- $300
- Mortgage insurance
- $300
- HOA dues
- $600
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $27,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Palos Verdes, CA 90275 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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