28012 Seashell Way
Rancho Palos Verdes, CA, 90275
$1,890,000
MLS: SB25162391
Beds
4
Baths
3
Sq Ft
2,447
Lot
0.18 ac
Year Built
1967
MLS #
SB25162391
Days on Market
249
Listed
Jul 30, 2025
Description
This delightful single-family home sits in a Cul-de-Sac of highly desirable neighborhood of Rancho Palos Verses, just minutes to top-rated schools and Silver Spur Town and Country Shopping Center. Upon entrance, you are amazed by stunning city and canyon views from entire living rooms through two wall glass sliding doors which open to the large wood deck, to the beautiful lush green backyard and tranquil succulent garden. This 4-bedroom, 3-bathroom move-in ready home features gleaming hardwood floors, central A/C system, brand new roof (2025), fresh interior paint, new window glasses, open kitchen with new countertop, new dishwasher and oven, updated bathrooms, and new light fixtures. With space for everyone, this home has everything you need to make memories that will last a lifetime.
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Shotaro Nagai · Nagai & Associates
Payment estimate
$13,429
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $189,000 · Loan: $1,701,000
- Principal & Interest
- $10,451
- Property tax (1.25%)
- $1,969
- Homeowners insurance
- $300
- Mortgage insurance
- $709
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $66,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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