5 Toprail
Rancho Palos Verdes, CA, 90275
$1,890,000
MLS: CV26069600
Beds
4
Baths
3
Sq Ft
2,600
Lot
0.56 ac
Year Built
1952
MLS #
CV26069600
Days on Market
5
Listed
Apr 9, 2026
Description
Amazing Rancho Palos Verdes location! Large equestrian lot nestled atop a hill, on a quiet private road/cul de sac, with stunning panoramic views! Don't miss this opportunity to make this unique & peaceful place your home, OR, turn it into your dream home! There is room to expand on this spacious half acre lot. Until then, relax and enjoy the beautiful sunrises with your coffee/tea above & away from it all, or invite friends over & entertain while overlooking the vast ocean, sparkling city & harbor lights, Vincent Thomas bridge, Long Beach bridge, cruise ships coming and going past the Angels Gate lighthouse, and sometimes snowcapped mountains in the distance! This home was added onto many years ago & now has versatile, next-gen living potential, perhaps a college student or 2 would enjoy their separate space & entrance. This unique home offers 2 entries, 2 kitchens, 2 loft bedroom areas, 2 indoor laundry or hook-up areas, one has a sink & built in cabinets, 2 main level bedrooms, 3 bathrooms, 2 car attached garage, 1 car port, & additional parking below, on the spacious half acre lot, with breathtaking views! This charming rustic home also still has many original features such as, hard wood floors with inlay, & built in storage cabinetry. Some upgrades include recessed lighting, PV stonework fire places, & outdoor built-in BBQ with the panoramic views! (SHOWN BY APPOINTMENT ONLY)
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Susanne Franz · Elevate Real Estate Agency
Payment estimate
$13,429
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $189,000 · Loan: $1,701,000
- Principal & Interest
- $10,451
- Property tax (1.25%)
- $1,969
- Homeowners insurance
- $300
- Mortgage insurance
- $709
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $66,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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