28118 Ridgeforest Court
Rancho Palos Verdes, CA, 90275
$1,095,000
MLS: SB26080194
Beds
3
Baths
3
Sq Ft
1,817
Lot
11.94 ac
Year Built
1975
MLS #
SB26080194
Days on Market
6
Listed
May 5, 2026
Description
Welcome to this beautifully upgraded townhouse nestled in highly desirable Mira Verde community of Palos Verdes. Thoughtfully designed for both comfort and privacy. This spacious home features a versatile layout with one bedroom and 3/4 bathroom on the main level, and two private suites upstairs—ideal for families or guests. The bright and airy living room, along with a generous recreation/family room on the first floor, provides an inviting space for both everyday living and entertaining. Elegant wood flooring flows throughout the home, complementing the tastefully remodeled kitchen and bathrooms. Recent upgrades include newer water heater (Y2022), gas furnace (Y2021), outside painting (done by HOA last year) and termite treatment (done by HOA March of this year), offering an added peace of mind. Step outside to enjoy a charming front garden adorned with mature persimmon, guava, and fig trees—perfect for relaxing or enjoying fresh fruit at home. Convenient guest parking is located just behind the unit, making hosting easy. Residents of Mira Verde enjoy resort-style amenities, including 24-hour security, a pool and spa, clubhouse, and basketball and paddle tennis courts. Ideally located near Ridgecrest Middle School, this home combines comfort, convenience, and community living at its best (Furniture shown is for illustrative purposes only. the home is current empty).
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Xuetao Chen · Topsky Realty
Payment estimate
$8,087
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $109,500 · Loan: $985,500
- Principal & Interest
- $6,236
- Property tax (1.25%)
- $1,141
- Homeowners insurance
- $300
- Mortgage insurance
- $411
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $38,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Palos Verdes, CA 90275 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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