28220 Highridge Road 104
Rancho Palos Verdes, CA, 90275
(No pictures available yet)
$1,195,000
MLS: SB26092813
Beds
3
Baths
3
Sq Ft
1,722
Lot
0.66 ac
Year Built
2016
MLS #
SB26092813
Days on Market
5
Listed
Apr 30, 2026
Description
Welcome to Terra Vista – Modern Living in Rancho Palos Verdes Step into one of Palos Verdes' newest gated communities, Terra Vista, established in 2016. 3-bedroom, 2.5-bathroom townhome spans 1,722 sq ft and offers a rare opportunity to own newer construction in this coveted coastal enclave. The open-concept floor plan features a spacious living and dining area with 10-foot ceilings, hardwood flooring, and a cozy fireplace, creating an inviting space for everyday living and entertaining. The kitchen is beautifully appointed with granite countertops, ample cabinetry, stainless steel appliances and a seamless flow into the main living space. The versatile downstairs den is perfectly suited for a home office or study. Enjoy indoor-outdoor living with a covered patio on the first floor and a private balcony off the primary suite—both overlooking the community's beautifully landscaped common area, which includes a putting green, built-in BBQs, a fire pit, and tranquil water features. Upstairs, you'll find three well-sized bedrooms and two full bathrooms. The primary suite includes a luxurious ensuite bathroom with travertine marble, dual sinks, a walk-in closet, and access to the private balcony with city and harbor views. A convenient laundry closet is also located on the upper level. Additional highlights include central A/C and heat, two subterranean parking spaces, and a private, 40 sq ft locked storage room. The charming Mediterranean village ambiance is enhanced by lush landscaping and a secure gated entry. Ideally located near scenic hiking trails, Peninsula Center Shopping, and within the award-winning Palos Verdes Unified School District, this home truly offers the best of South Bay living. Don’t miss this rare opportunity to own in Terra Vista!
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Becky Park · Peninsula Realty, Inc.
Payment estimate
$8,798
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $119,500 · Loan: $1,075,500
- Principal & Interest
- $6,805
- Property tax (1.25%)
- $1,245
- Homeowners insurance
- $300
- Mortgage insurance
- $448
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $41,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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