28191 Ridgecove Court S
Rancho Palos Verdes, CA, 90275
$995,000
MLS: SB26083861
Beds
3
Baths
3
Sq Ft
1,476
Lot
9.64 ac
Year Built
1974
MLS #
SB26083861
Days on Market
1
Listed
Apr 21, 2026
Description
Nestled on the quiet Ridgecove Court S side in the highly desirable Ridgegate community, this move-in ready unit offers a rare combination of privacy, comfort, and lifestyle. Positioned so it does not face other units, this home provides a more private feel. Inside, the home has been freshly painted, creating a clean, bright environment that’s ready for its next owner. The kitchen features a brand new stainless steel stove and dishwasher, offering both modern convenience and a polished look. The well-designed layout spans approximately 1,476 square feet with 3 bedrooms, 2.5 bathrooms, in-unit washer/dryer hookups and 2 car garage. Residents enjoy access to resort-style amenities including three swimming pools, two pickleball courts, two tennis courts, beautifully maintained greenbelt areas and on-site security—along with access to award-winning PVPUSD schools and just a 5-minute drive to the Peninsula Shopping Center. This is your opportunity to own a beautiful home in one of Rancho Palos Verdes' most tranquil and vibrant communities! $20,000 grant may be available for down payment, closing costs or buying down the rate. Call for details!
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Vin Balaji · Estate Properties
Payment estimate
$7,212
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $99,500 · Loan: $895,500
- Principal & Interest
- $5,502
- Property tax (1.25%)
- $1,036
- Homeowners insurance
- $300
- Mortgage insurance
- $373
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $34,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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