$1,025,000
Original list price: $1,099,000
MLS: SB25227322
Beds
2
Baths
2
Sq Ft
1,373
Lot
—
Year Built
1974
MLS #
SB25227322
Days on Market
256
Listed
Oct 3, 2025
Description
Perched above the Pacific in Ocean Terrace, this rare single-level end-unit condo offers sweeping views of the ocean, Catalina Island, the golf course, and unforgettable sunsets. The expansive terrace is what makes this home truly special. It’s the kind of place where you’ll start your day with a cup of coffee, gather with friends to watch the sunset, or simply sit back and enjoy the ocean breeze and ever-changing views. Inside, the bright and comfortable floor plan feels welcoming from the moment you walk in. Large windows bring the outdoors in, while the spacious primary suite provides a peaceful place to unwind. The second bedroom offers flexibility for guests, a home office, or whatever fits your lifestyle. Residents enjoy a pet-friendly community with resort-style amenities, including a pool, spa, fitness center, tennis and pickleball courts, clubhouse, and beautifully maintained grounds. With coastal trails, golf, Terranea Resort, and local dining just minutes away, you’ll enjoy the relaxed lifestyle that makes this corner of Palos Verdes so desirable. Whether you’re looking for a full-time residence or a weekend escape this is a home you’ll look forward to coming back to every day.
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Amy Tardugno · Amy Tardugno
Payment estimate
$8,543
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $102,500 · Loan: $922,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,843
- Property tax (1.25%)
- $1,068
- Homeowners insurance
- $300
- Mortgage insurance
- $384
- HOA dues
- $948
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $35,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Palos Verdes, CA 90275 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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