ActiveSingleFamilyResidence

2822 Emerald

Lancaster, CA, 93535

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$478,800

MLS: CV26073444

Beds

4

Baths

3

Sq Ft

2,548

Lot

0.17 ac

Year Built

2006

MLS #

CV26073444

Days on Market

14

Listed

Apr 7, 2026

Description

Welcome to 2822 Emerald Ln, Lancaster, CA 93535 Discover this spacious and well-maintained home built in 2006, offering exceptional value for its size—making it the perfect opportunity for a first-time homebuyer or savvy investor looking for one of the best-priced homes per square foot in the area. As you arrive, you’re welcomed by a beautifully landscaped front yard with lush vegetation, creating strong curb appeal and a warm, inviting first impression. Inside, the thoughtfully designed floor plan features a highly desirable downstairs bedroom and full bathroom, ideal for guests, extended family, or multi-generational living. Upstairs, enjoy a versatile loft space—perfect for a game room, home theater, office, or additional living area tailored to your lifestyle. This home also includes valuable upgrades such as a water softener system, reverse osmosis system, and a newer water heater, providing added comfort, efficiency, and peace of mind for the next owner. Priced well below market for a quick sale, this is a rare opportunity to secure a large home with strong value and upside potential. Don’t miss your chance to own one of the best-value homes in the area—schedule your showing today.

Location

Lancaster, Los Angeles County, CA 93535

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Listed by: Christopher Scribner · Elevate Real Estate Agency

Payment estimate

$3,626

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $47,880 · Loan: $430,920

%
Principal & Interest
$2,648
Property tax (1.25%)
$499
Homeowners insurance
$300
Mortgage insurance
$180
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $16,758 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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