28220 Bern Lane
Lake Arrowhead, CA, 92352
$850,000
MLS: IG25237895
Beds
3
Baths
3
Sq Ft
3,156
Lot
0.25 ac
Year Built
1991
MLS #
IG25237895
Days on Market
177
Listed
Oct 11, 2025
Description
28220 Bern Lane, Lake Arrowhead, CA This home might check all of your boxes...This is one of Lake Arrowhead’s most loved neighborhoods — Tavern Bay! Surrounded by graceful oak trees and mountain sunshine, this beautiful home offers a wonderful mix of comfort, space, and a true sense of mountain living. Premium corner lot! You’ll love the level entry that opens into a bright and airy living room with vaulted ceilings, a cozy fireplace, and decks that stretch out into the trees. The country kitchen has plenty of space for cooking and gathering, making it the heart of the home. With over 3,100 square feet, there’s room for everyone. The downstairs level features a large family or game room with its own butler’s kitchen, fireplace, and private deck—perfect for guests, entertaining, or relaxing. The primary bedroom suite is located here as well, offering privacy and comfort. Two additional guest rooms, another full bath, and the laundry area complete this level. This home has solar on it!!! Outside, the oversized lot provides a sunny setting with just the right amount of shade. It’s an easy walk to Tavern Bay Beach Club, the lake, and nearby trails—ideal for enjoying all that Lake Arrowhead living has to offer. Additional features include: • Three-car garage with Electric Car Charging • Driveway approach completely redone • Natural gas backup generator • Air conditioning & whole house fan • Storm doors and electric blinds for vaulted windows • Fireplace with gas logs, easily converted back to wood-burning This home has been lovingly cared for and is ready for its next chapter—whether you’re looking for a full-time residence or a peaceful mountain getaway, 28220 Bern Lane is the perfect place to call home.
Location
Lake Arrowhead, San Bernardino County, CA 92352
Open on Google Maps ↗Listed by: Kim Sellers · COLDWELL BANKER SKY RIDGE REALTY
Payment estimate
$6,204
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $85,000 · Loan: $765,000
- Principal & Interest
- $4,700
- Property tax (1.25%)
- $885
- Homeowners insurance
- $300
- Mortgage insurance
- $319
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $29,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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