Under ContractSingleFamilyResidence

2604 Duffy

San Bernardino, CA, 92407

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$484,900

MLS: IG26051503

Beds

4

Baths

2

Sq Ft

1,152

Lot

0.18 ac

Year Built

1970

MLS #

IG26051503

Days on Market

42

Listed

Mar 9, 2026

Description

Charming single-story home featuring 4 Bedrooms and 1.5 Bathrooms with approximately 1,152 sq ft of living situated on a generous lot with large backyard and yard space, providing great potential for outdoor entertaining, gardening or future improvements. This property also features a 1 car attached garage. Public water and sewer utilities. This home is great opportunity for first time buyers.

Location

San Bernardino, San Bernardino County, CA 92407

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Listed by: Sandra Ortiz Hernandez · Berkshire Hathaway Homeservices California Realty

Payment estimate

$3,668

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $48,490 · Loan: $436,410

%
Principal & Interest
$2,681
Property tax (1.25%)
$505
Homeowners insurance
$300
Mortgage insurance
$182
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $16,972 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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