ActiveSingleFamilyResidence

2831 Via El Miro

Rancho Palos Verdes, CA, 90275

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$2,145,000

MLS: OC25264189

Beds

4

Baths

2

Sq Ft

2,471

Lot

0.38 ac

Year Built

1958

MLS #

OC25264189

Days on Market

133

Listed

Dec 10, 2025

Description

Welcome to this beautifully upgraded 4-bedroom, 2-bathroom single-level home located in the heart of Rancho Palos Verdes. Situated on a generous 16,000+ sq ft lot, this property offers a rare blend of privacy, elegance, and expansive outdoor space. Enjoy stunning city views from the comfort of your home, along with lush, professionally landscaped gardens that surround the property. The interior features an open and bright floor plan with tastefully updated finishes throughout. The remodeled kitchen seamlessly connects to the dining and living areas, creating a perfect space for both entertaining and everyday living. Step outside to a private garden oasis, ideal for relaxing, dining al fresco, or simply taking in the peaceful surroundings and breathtaking views. Property Highlights: 4 spacious bedrooms, 2 beautifully upgraded bathrooms. Over 16,000 sq ft lot with manicured landscaping. Stunning city views from multiple areas of the home. Quiet, desirable location in Palos Verdes Estates. Close to award-winning schools, hiking trails, and beaches. New roof 2024. New AC and water heater 2023.

Location

Rancho Palos Verdes, Los Angeles County, CA 90275

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Listed by: Gabriela Aspiazu · Homequest Real Estate

Payment estimate

$15,200

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $214,500 · Loan: $1,930,500

%
Principal & Interest
$11,861
Property tax (1.25%)
$2,234
Homeowners insurance
$300
Mortgage insurance
$804
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $75,075 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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