28633 Trailriders Drive
Rancho Palos Verdes, CA, 90275
$1,988,000
MLS: SB26058057
Beds
5
Baths
2
Sq Ft
2,271
Lot
0.23 ac
Year Built
1964
MLS #
SB26058057
Days on Market
6
Listed
Mar 20, 2026
Description
Experience a sense of space, not just around you, but within you. Stepping outside, the horizon stretches to where the deep blue of the Pacific meets the sky. From Catalina Island to Malibu, the panoramic ocean view paints a backdrop that feels unreal. The openness of the ranch-style floor plan draws you naturally into the backyard, where the patio becomes an extension of your everyday life. Whether it is quiet reflection, laughter with family, or simply watching the light dance across the water, this is your peaceful place. Embrace the privacy, a comforting separation from the noise and urgency of the city beyond. Listen to the birds sing and feel the gentle breeze coming off the ocean. The sky shifts through shades of blue, orange and violet, casting a warm glow that fills the space and invites you to pause. The glimmer of the ocean is there to remind you how close you are to something so vast and beautiful. Neighbors stay for years, creating a warm, grounded community that is welcoming and enduring. It is your turn now, and you deserve this special place.
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Rob McGarry · Vista Sotheby’s International Realty
Payment estimate
$14,109
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $198,800 · Loan: $1,789,200
- Principal & Interest
- $10,993
- Property tax (1.25%)
- $2,071
- Homeowners insurance
- $300
- Mortgage insurance
- $746
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $69,580 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90275 (Rancho Palos Verdes) within ±10% of this home's price and size.
$1,800,000
29422 Indian Valley
Rancho Palos Verdes, 90275
$1,800,000
20 Saddle
Rancho Palos Verdes, 90275
$1,850,000
4002 Admirable Drive
Rancho Palos Verdes, 90275
$1,850,000
3675 Vigilance
Rancho Palos Verdes, 90275
$1,887,000
3554 Seaglen
Rancho Palos Verdes, 90275
$1,890,000
28012 Seashell Way
Rancho Palos Verdes, 90275
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.