28331 Royal Road
Castaic, CA, 91384
$850,000
MLS: SR26023442
Beds
3
Baths
2
Sq Ft
2,244
Lot
0.38 ac
Year Built
1987
MLS #
SR26023442
Days on Market
30
Listed
Feb 18, 2026
Description
Welcome to Castaic, California. This 2,200+ sq ft single-story pool home features luxury vinyl plank flooring throughout, a whole-home sound system (excluding the den), multiple fireplaces, and an updated kitchen with an island and built-in pantry. Recent upgrades include a new water heater, dishwasher, reverse osmosis system, and 24 leased solar panels. The private entertainer’s backyard offers a resort-style saltwater pool and spa, built-in BBQ, fire pit, permanent smart outdoor lighting, and a newly constructed deck with scenic sunrise and sunset views. Additional highlights include RV/boat parking, no HOA, and no Mello-Roos. A must-see property!
Location
Castaic, Los Angeles County, CA 91384
Open on Google Maps ↗Listed by: Shane Cabrera · NextHome Real Estate Rockstars
Payment estimate
$6,204
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $85,000 · Loan: $765,000
- Principal & Interest
- $4,700
- Property tax (1.25%)
- $885
- Homeowners insurance
- $300
- Mortgage insurance
- $319
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Castaic home with as little as 3.5% down using an FHA loan — roughly $29,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91384 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Castaic. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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