28445 Sunny Ridge Terrace
Castaic, CA, 91384
$1,199,000
MLS: SR26077090
Beds
4
Baths
4
Sq Ft
2,838
Lot
0.29 ac
Year Built
2022
MLS #
SR26077090
Days on Market
1
Listed
Apr 10, 2026
Description
If “model perfect” is on your list, this is the one! Welcome to this elevated, upgraded and absolutely unforgettable Plan 7 home behind the gates in the highly desirable Williams Ranch community. Showcasing magazine-worthy design and thoughtful finishes throughout, this residence offers approximately 2,865 square feet with 4 bedrooms, 3.5 bathrooms, and a spacious loft. A downstairs bedroom with ensuite provides flexibility for guests or multigenerational living. The home features wide-plank LVP flooring throughout, crown molding, plantation shutters, and curated designer details at every turn. The chef’s kitchen is a true standout with upgraded GE Café white & gold appliances, 6 burner gas stove and double ovens, cabinetry featuring soft-close doors, a white farmhouse sink with brushed gold Moen faucet, designer pendant lighting, upgraded herringbone backsplash, and countertop’s. A custom pantry for added function complete the space. The living area is anchored by a fireplace with upgraded hearth and precast surround, creating a warm and elevated focal point. Multi-slide doors open to a covered outdoor room, offering seamless indoor-outdoor living. The expansive, pool-sized backyard is beautifully landscaped with low-maintenance artificial turf. Upstairs, the primary suite showcases a spa-like bathroom with upgraded tile, a herringbone design shower, and a freestanding soaking tub. Bathrooms throughout feature upgraded tile counters and a cohesive black finish package with Gibson Black Moen hardware. Additional highlights include an upgraded laundry room with sink, and cabinetry, Pottery Barn chandeliers, custom window treatments, owned Solar with Tesla inverter and EV Charger outlet, tankless water heater, whole-house rain gutters with leaf guards, permanent exterior holiday lighting, and a 3-car garage with epoxy flooring and built-in storage. Nestled within a community offering resort-style amenities including recreation center, jr-size Olympic swimming pool, spa, parks, scenic trails, entertainment amphitheater, citrus orchards, working vineyards and a wine pavilion-this home blends elevated design with everyday comfort.
Location
Castaic, Los Angeles County, CA 91384
Open on Google Maps ↗Listed by: Laura Scott · RE/MAX Gateway
Payment estimate
$8,629
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $119,900 · Loan: $1,079,100
- Principal & Interest
- $6,630
- Property tax (1.25%)
- $1,249
- Homeowners insurance
- $300
- Mortgage insurance
- $450
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Castaic home with as little as 3.5% down using an FHA loan — roughly $41,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91384 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Castaic. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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