Under ContractCondominium

2845 Harbor Boulevard

Oxnard, CA, 93035

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$899,000

MLS: 26800431

Beds

2

Baths

3

Sq Ft

2,378

Lot

0.05 ac

Year Built

1986

MLS #

26800431

Days on Market

11

Listed

Apr 24, 2026

Description

**$3M+ EXTERIOR RENOVATION JUST COMPLETED. $125,000 PER UNIT ASSESSMENT. PAID BY SELLER AT CLOSE.** That's the headline at Harbor West, a 16-unit coastal community in Hollywood Beach that just completed a comprehensive, building-wide exterior overhaul. New everything on the outside. Zero cost to the buyer. Walk in with full equity and none of the what-ifs. Now for the address: steps from the sand in Hollywood Beach, Oxnard - perfectly positioned between Malibu and Santa Barbara, adjacent to Channel Islands Harbor. This spacious 2,378 sq ft townhome offers two primary suites, 2.5 baths, and an attached 2-car garage, plus multiple decks with ocean and harbor views. The open-concept main level connects the living room and kitchen - ideal for entertaining - with a cozy fireplace and sitting area for wind-down evenings. Upstairs, two light-filled bedroom suites feature vaulted ceilings, large closets, and updated windows and sliders. The top-level retreat adds two viewing decks, a second fireplace, and panoramic coastal vistas a flexible lounge, office, or private hideaway. A finished lower-level flex space expands your options for a gym, media room, guest area, or storage. Full-size laundry room with sink.Additional upgrades include resurfaced and waterproofed decks and patios, refreshed kitchen backsplash, and fresh paint throughout. Community amenities include a heated pool and ample guest parking. From farmers' markets and waterfront restaurants to the annual Christmas Parade of Lights and 4th of July Fireworks, the Hollywood Beach/Channel Islands Harbor lifestyle is right outside your door. Whether you're seeking a full-time coastal home or a lock-and-leave getaway, this townhome delivers views, space, and easy California living all in one of Ventura County's most picturesque beach neighborhoods.

Location

Oxnard, Ventura County, CA 93035

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Listed by: Jefferson Hendrick · Equity Union

Payment estimate

$6,619

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $89,900 · Loan: $809,100

%
Principal & Interest
$5,045
Property tax (1.25%)
$936
Homeowners insurance
$300
Mortgage insurance
$337
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Today's Rates

As of May 7, 2026

30-year fixed
6.37%
15-year fixed
5.72%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $31,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.