28631 Shire Oaks
Rancho Palos Verdes, CA, 90275
$2,895,000
MLS: PV26077637
Beds
5
Baths
4
Sq Ft
2,940
Lot
0.26 ac
Year Built
1969
MLS #
PV26077637
Days on Market
11
Listed
Apr 10, 2026
Description
Experience the pinnacle of luxury Palos Verdes houses with this spectacular coastal retreat featuring sweeping panoramic ocean views and unforgettable sunsets over the Santa Monica Bay. Perched high on a hilltop, this exceptional residence captures endless ocean vistas and offers the ultimate in coastal luxury living in Palos Verdes. Spanning nearly 3,000 square feet, this beautifully maintained 5-bedroom, 3.5-bath home is designed for both comfort and style. The well-updated kitchen with ocean views features a bar-top seating area, perfect for casual dining while enjoying the scenery, ideal for buyers searching for Palos Verdes homes with view kitchens and open-concept living. A convenient downstairs bedroom adds flexibility for guests or multi-generational living. The luxurious primary suite with ocean views is a true sanctuary, complete with a walk-in closet, spa-inspired bath with a standalone soaking tub and separate shower, cozy fireplace, private sitting area, and balcony, creating a serene escape that defines Palos Verdes luxury real estate. Step outside to a resort-style backyard with panoramic views, featuring low-maintenance turf grass, a BBQ entertaining area, and a unique side yard with space for golf practice, perfect for those seeking Palos Verdes homes for entertaining and outdoor coastal living. Additional highlights include a 3-car garage and an ideal layout that blends indoor and outdoor living. This is a rare opportunity to own a Palos Verdes ocean view home that combines breathtaking views, luxury upgrades, and lifestyle appeal, a true dream home in Palos Verdes.
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Jason Buck · Estate Properties
Payment estimate
$20,410
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $289,500 · Loan: $2,605,500
- Principal & Interest
- $16,009
- Property tax (1.25%)
- $3,016
- Homeowners insurance
- $300
- Mortgage insurance
- $1,086
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $101,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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