49 Headland Drive
Rancho Palos Verdes, CA, 90275
$2,800,000
MLS: PV26062122
Beds
3
Baths
4
Sq Ft
2,754
Lot
0.61 ac
Year Built
1951
MLS #
PV26062122
Days on Market
23
Listed
Mar 27, 2026
Description
Experience the pinnacle of California coastal living in this stunning estate located on a premier bluff front lot. This home showcases an unparalleled blend of architectural sophistication and panoramic ocean, city and harbor views. Remodeled in 2019 by a luxury developer with high end finishes and top-quality materials. Privately gated with 3 bedrooms and 4 bathrooms and a resort style over-sized deck. Glistening pool and spa. This property features a lower separate parcel of land APN 7568-025-019 that with city permit could be used to build a guest house, tennis court or horse facility.
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Lisa Caro · Estate Properties
Payment estimate
$19,750
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $280,000 · Loan: $2,520,000
- Principal & Interest
- $15,483
- Property tax (1.25%)
- $2,917
- Homeowners insurance
- $300
- Mortgage insurance
- $1,050
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $98,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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