ActiveSingleFamilyResidence

49 Headland Drive

Rancho Palos Verdes, CA, 90275

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$2,800,000

MLS: PV26062122

Beds

3

Baths

4

Sq Ft

2,754

Lot

0.61 ac

Year Built

1951

MLS #

PV26062122

Days on Market

23

Listed

Mar 27, 2026

Description

Experience the pinnacle of California coastal living in this stunning estate located on a premier bluff front lot. This home showcases an unparalleled blend of architectural sophistication and panoramic ocean, city and harbor views. Remodeled in 2019 by a luxury developer with high end finishes and top-quality materials. Privately gated with 3 bedrooms and 4 bathrooms and a resort style over-sized deck. Glistening pool and spa. This property features a lower separate parcel of land APN 7568-025-019 that with city permit could be used to build a guest house, tennis court or horse facility.

Location

Rancho Palos Verdes, Los Angeles County, CA 90275

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Listed by: Lisa Caro · Estate Properties

Payment estimate

$19,750

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $280,000 · Loan: $2,520,000

%
Principal & Interest
$15,483
Property tax (1.25%)
$2,917
Homeowners insurance
$300
Mortgage insurance
$1,050
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $98,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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