2864 Mill Creek
Ontario, CA, 91761
$599,000
MLS: CV26084036
Beds
3
Baths
3
Sq Ft
1,570
Lot
0.06 ac
Year Built
1988
MLS #
CV26084036
Days on Market
0
Listed
Apr 22, 2026
Description
Welcome to this beautifully updated two-story townhome located in the desirable Creekside community of Ontario. This inviting residence features a thoughtfully upgraded interior, including a modern kitchen with elegant granite countertops, perfect for both everyday living and entertaining. The home offers a remodeled bathroom with stylish finishes, along with a blend of laminate and carpet flooring that provides both comfort and durability throughout the living spaces. A convenient, separate indoor laundry room adds functionality and ease to your daily routine. Additional highlights include a spacious two-car garage, offering ample parking and storage. With its tasteful updates and practical layout, this townhome is an excellent opportunity to enjoy comfortable living in a well-maintained community.
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: Sue Ann Challita · The Agency
Payment estimate
$4,461
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,900 · Loan: $539,100
- Principal & Interest
- $3,312
- Property tax (1.25%)
- $624
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $20,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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