ActiveCondominium

3641 E Moonlight 51

Ontario, CA, 91761

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$545,000

MLS: WS26023529

Beds

3

Baths

3

Sq Ft

1,396

Lot

0.02 ac

Year Built

2022

MLS #

WS26023529

Days on Market

70

Listed

Feb 5, 2026

Description

Welcome to this beautifully designed 3-bedroom, 2.5-bath home in the highly desirable New Haven Community of Ontario Ranch. Built in 2022, this home is just like new. Offering 1,396 sq ft of bright, open living space with modern kitchen with island seamlessly open to dinning area and living room, a powder room on 1st level for guests, plush carpeting throughout, the spacious primary suite includes a private en-suite bath and walk-in closet, with two additional bedrooms and a full bath. Enjoy an attached two-car garage, solar panels, tankless water heater, and access to resort-style amenities including pools, clubhouse, fitness center, BBQ areas, and fire pits. Conveniently located near schools, freeways, shopping, and dining.

Location

Ontario, San Bernardino County, CA 91761

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Listed by: RAE ZHANG · RE/MAX CHAMPIONS

Payment estimate

$4,086

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $54,500 · Loan: $490,500

%
Principal & Interest
$3,014
Property tax (1.25%)
$568
Homeowners insurance
$300
Mortgage insurance
$204
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $19,075 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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