28927 Morningside
Castaic, CA, 91384
$520,000
MLS: SR26120327
Beds
4
Baths
2
Sq Ft
1,421
Lot
0.12 ac
Year Built
1987
MLS #
SR26120327
Days on Market
0
Listed
Jun 5, 2026
Description
Rare Deal in Val Verde – 3-Bedroom Single Story Don't miss this incredible opportunity to own a 3-bedroom, 2 bath in Val Verde at a massive discount! Priced aggressively, this property delivers outstanding value in a desirable community. This welcoming family home features generously sized bedrooms, bright open living spaces, and a functional kitchen with plenty of storage. Perfect for growing families or anyone who enjoys entertaining, the home offers comfort and flexibility throughout. Highlights: 3 spacious bedrooms, Open-concept living areas, a backyard for outdoor enjoyment, a convenient location near schools, parks, and commuting routes.
Location
Castaic, Los Angeles County, CA 91384
Open on Google Maps ↗Listed by: Kathleen O'Mara · Lucy Nixon Realty
Payment estimate
$3,989
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $52,000 · Loan: $468,000
- Principal & Interest
- $2,952
- Property tax (1.25%)
- $542
- Homeowners insurance
- $300
- Mortgage insurance
- $195
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 4, 2026
- 30-year fixed
- 6.48%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Castaic home with as little as 3.5% down using an FHA loan — roughly $18,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91384 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Castaic. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Castaic, CA 91384 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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