Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveCondominium

31315 The Old Road D

Castaic, CA, 91384

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$489,000

MLS: SR25273059

Beds

2

Baths

3

Sq Ft

1,264

Lot

Year Built

1984

MLS #

SR25273059

Days on Market

131

Listed

Dec 11, 2025

Description

Attention Veterans! Welcome to this beautifully updated Cimarron Oaks townhome! Bright, spacious, and full of charm, this inviting residence showcases soaring vaulted ceilings, a cozy gas fireplace, and an abundance of natural light throughout. The light and airy kitchen opens seamlessly to the main living and dining areas and features updated countertops, refreshed cabinetry, stainless steel appliances, and a lovely designer backsplash—perfect for both everyday living and entertaining. Upstairs, you’ll find generously sized bedrooms with ample closet space, each paired with its own updated full-size bathroom, offering comfort, privacy, and a highly functional layout. Step outside to your private patio—an ideal spot for barbecuing, relaxing, or hosting outdoor gatherings. Residents enjoy resort-style community amenities, including a sparkling pool, tennis court, and included trash service. Ideally located near the 5 freeway, Castaic Sports Complex, and the brand-new Aquatic Center, this home offers convenience, comfort, and an exceptional lifestyle.

Location

Castaic, Los Angeles County, CA 91384

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Listed by: Albert Rodriguez · Equity Union

Payment estimate

$3,697

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $48,900 · Loan: $440,100

%
Principal & Interest
$2,704
Property tax (1.25%)
$509
Homeowners insurance
$300
Mortgage insurance
$183
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Castaic home with as little as 3.5% down using an FHA loan — roughly $17,115 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 91384 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Castaic. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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