PendingSingleFamilyResidence

28931 Canyon Oak Place

Saugus, CA, 91390

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$859,900

MLS: CV26045717

Beds

4

Baths

3

Sq Ft

2,641

Lot

0.13 ac

Year Built

2000

MLS #

CV26045717

Days on Market

31

Listed

Mar 16, 2026

Description

Located in the lovely Pacific Hills community of Saugus, this spacious home offers 4 bedrooms and 3 bathrooms in a comfortable and functional layout. The main living areas include a bright living room, a dining area, and a welcoming family room with a cozy fireplace—perfect for relaxing or gathering with friends and family. The downstairs level features two bedrooms, a bathroom, and a convenient laundry room, offering flexibility for guests, extended family, or a home office setup. Upstairs you’ll find the remaining bedrooms and bathrooms, including the spacious primary suite. The primary bedroom features a walk-in closet and an attached bathroom with dual sinks, a separate soaking tub, and a shower. Step outside to a backyard that is truly an entertainer’s dream, complete with a private in-ground pool and spa along with a covered patio area—perfect for outdoor dining, relaxing, and enjoying Southern California living. Additional features include an attached two-car garage and a driveway for added parking. Located in the desirable Pacific Hills neighborhood, this home offers comfort, space, and great outdoor amenities.

Location

Saugus, Los Angeles County, CA 91390

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Listed by: Jessie Rodriguez · Coldwell Banker Icon

Payment estimate

$6,273

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $85,990 · Loan: $773,910

%
Principal & Interest
$4,755
Property tax (1.25%)
$896
Homeowners insurance
$300
Mortgage insurance
$322
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $30,097 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 91390 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Saugus. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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