2900 Windward Way
Oxnard, CA, 93035
$719,900
MLS: V1-34186
Beds
3
Baths
2
Sq Ft
1,465
Lot
0.08 ac
Year Built
1989
MLS #
V1-34186
Days on Market
71
Listed
Feb 4, 2026
Description
Nestled in one of the coast's most sought-after enclaves, Mandala Bay Village presents a refined interpretation of easygoing California coastal living. Thoughtfully upgraded and beautifully designed, the home offers an open yet welcoming layout that immediately feels inviting.Soaring volume ceilings and open living spaces create an airy atmosphere from the moment you step inside. The seamless flow between the main living areas, kitchen, and back patio makes the home ideal for entertaining as well as everyday coastal living. Two generously sized bedrooms provide comfort and privacy, with the primary suite featuring a slider to a charming courtyard and the second bedroom opening directly to the rear patio. A third bedroom has been converted into a private dining room or office/den, adding flexibility to suit your lifestyle.Both bathrooms have been tastefully remodeled with stone and tile finishes. One features a walk-in tub, while the other offers a spacious shower. Outdoors, the private patio serves as a peaceful retreat for morning coffee, evening gatherings, or simply enjoying the ocean breeze. With no neighbors on three sides, the home offers exceptional privacy rarely found in coastal communities. This property is not a condo, it's a single family home and you own the land!Located just minutes from the beach, marina, and Channel Islands Harbor, this residence is perfectly suited as a primary home or a coastal escape. Close to shops, dining, and the best of Ventura County, it represents a rare opportunity to own a stylish, serene retreat.Some of the photos have been virtually staged.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: John McNally · RE/MAX Gold Coast REALTORS
Payment estimate
$5,301
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $71,990 · Loan: $647,910
- Principal & Interest
- $3,981
- Property tax (1.25%)
- $750
- Homeowners insurance
- $300
- Mortgage insurance
- $270
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $25,197 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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