2900 Windward Way
Oxnard, CA, 93035
$689,000
Original list price: $719,900
MLS: V1-34186
Beds
2
Baths
2
Sq Ft
1,465
Lot
0.08 ac
Year Built
1989
MLS #
V1-34186
Days on Market
132
Listed
Feb 4, 2026
Description
Coastal living in Mandalay Bay Village single family home.Welcome to a rare opportunity in sought-after Mandalay Bay Village--a spacious single-level home offering privacy, soaring ceilings, and a bright, open floorplan designed for relaxed coastal living.Ideally located near the Channel Islands Marina, with its waterfront dining, shops, recreation, and nearby beaches, this home offers the perfect blend of comfort, location, and potential. This residence offers the perfect blend of comfort, location, and potential. Generous living spaces, abundant natural light, and a flexible layout create an inviting home that is move-in ready today while offering the exciting opportunity to personalize finishes over time to reflect your own style. Two generously sized bedrooms provide comfort and privacy, with the primary suite featuring a slider to a secluded courtyard and the second bedroom opening directly to the rear patio. A third bedroom has been converted into a private dining room or office-den, adding flexibility to fit your lifestyle.Whether you envision a refined coastal retreat, a sophisticated entertaining space, or simply a beautiful home near the water, this property offers exceptional value and possibilities in one of Oxnard's most desirable coastal communities. A unique opportunity to own a single-story home in a prime location, offered as-is. Originally a three bedroom home, third bedroom converted into a private dining room or office. Private neighborhood with exclusive community pool and spa.Come imagine the possibilities. Some of the photos have been virtually staged.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: John McNally · RE/MAX Gold Coast REALTORS
Payment estimate
$5,551
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $68,900 · Loan: $620,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,928
- Property tax (1.25%)
- $718
- Homeowners insurance
- $300
- Mortgage insurance
- $258
- HOA dues
- $347
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $24,115 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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