$699,000
Original list price: $799,000
MLS: V1-33834
Beds
2
Baths
2
Sq Ft
1,368
Lot
0.03 ac
Year Built
1985
MLS #
V1-33834
Days on Market
169
Listed
Dec 29, 2025
Description
**Rare ADA-Compliant Beachside Living Inside The Colony**A truly rare opportunity to own an ADA-compliant, full lower-level residence just a stroll from the beach inside The Colony, one of Oxnard's most sought-after gated communities. Thoughtfully designed so a wheelchair-using family member could comfortably enjoy the home, this residence offers exceptional accessibility without sacrificing style, comfort, or coastal charm.This downstairs unit features a 2-bedroom, 2-bathroom layout with laminate vinyl plank flooring throughout, fresh white walls, and a welcoming living space anchored by a cozy fireplace with tasteful color accents. The open, functional floor plan allows for easy movement and everyday convenience.The primary suite is fully ADA-friendly, featuring a single-level bathroom designed for smooth wheelchair accessibility, creating a space that is both practical and inviting. Every detail was intentionally planned to support comfortable, independent living.A two-car garage is conveniently located nearby, and accessibility throughout the community is excellent, making it easy to enjoy The Colony's resort-style amenities. Residents enjoy access to multiple pools and spas, tennis and pickleball courts, racquetball, and a fitness center, all just moments from the sand.Located minutes from Channel Islands Harbor, you'll enjoy waterfront dining, shopping, farmers markets, and endless coastal activities. Additional highlights include a two-car detached garage and inside laundry. Do not miss your chance to call this beachside retreat home. Schedule your private showing today.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Billy Davidson · RE/MAX Gold Coast-Beach Office
Payment estimate
$6,160
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $69,900 · Loan: $629,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,985
- Property tax (1.25%)
- $728
- Homeowners insurance
- $300
- Mortgage insurance
- $262
- HOA dues
- $885
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $24,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93035 (Oxnard)within ±10% of this home's price and size.
Local Market Stats
See Oxnard, CA 93035 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.
