2202 Martinique Lane
Oxnard, CA, 93035
$699,000
MLS: V1-33834
Beds
2
Baths
2
Sq Ft
1,368
Lot
0.03 ac
Year Built
1985
MLS #
V1-33834
Days on Market
99
Listed
Dec 29, 2025
Description
**Rare ADA-Compliant Beachside Living Inside The Colony**A truly rare opportunity to own an ADA-compliant, full lower-level residence just a stroll from the beach inside The Colony, one of Oxnard's most sought-after gated communities. Thoughtfully designed so a wheelchair-using family member could comfortably enjoy the home, this residence offers exceptional accessibility without sacrificing style, comfort, or coastal charm.This downstairs unit features a 2-bedroom, 2-bathroom layout with laminate vinyl plank flooring throughout, fresh white walls, and a welcoming living space anchored by a cozy fireplace with tasteful color accents. The open, functional floor plan allows for easy movement and everyday convenience.The primary suite is fully ADA-friendly, featuring a single-level bathroom designed for smooth wheelchair accessibility, creating a space that is both practical and inviting. Every detail was intentionally planned to support comfortable, independent living.A two-car garage is conveniently located nearby, and accessibility throughout the community is excellent, making it easy to enjoy The Colony's resort-style amenities. Residents enjoy access to multiple pools and spas, tennis and pickleball courts, racquetball, and a fitness center, all just moments from the sand.Located minutes from Channel Islands Harbor, you'll enjoy waterfront dining, shopping, farmers markets, and endless coastal activities. Additional highlights include a two-car detached garage and inside laundry. Do not miss your chance to call this beachside retreat home. Schedule your private showing today.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Billy Davidson · RE/MAX Gold Coast-Beach Office
Payment estimate
$5,156
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,900 · Loan: $629,100
- Principal & Interest
- $3,865
- Property tax (1.25%)
- $728
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $24,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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