292 Highland Drive
Oxnard, CA, 93035
$1,169,000
MLS: V1-34681
Beds
3
Baths
3
Sq Ft
1,821
Lot
0.04 ac
Year Built
1982
MLS #
V1-34681
Days on Market
41
Listed
Feb 28, 2026
Description
Fabulous tri-level beach home located at Hollywood by the Sea at Silverstrand Beach. Live just minutes from the beach in this spacious 1,821 square foot home. The home features 3 bedrooms and 3 bathrooms, with a bedroom and a bathroom on each floor. The first level boasts travertine tile flooring, while the second and third levels showcase luxury vinyl plank flooring. The living room offers vaulted ceilings, recessed lighting, and a fireplace. Adjacent to the living room, the kitchen is generously sized with ample cabinets and counter space, along with newer stainless-steel appliances. Ascending to the third level, you'll find a large loft/family room overlooking the living room. There is a peek-a-boo view of the ocean & islands from the loft window. Also on the third floor is the en-suite master bedroom, featuring a skylight, walk-in closet, and jet tub. Outside, there is a cozy backyard patio area perfect for barbecuing or hanging out with friends when you're not at the beach!
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Joe Virnig · RE/MAX Gold Coast REALTORS
Payment estimate
$8,420
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $116,900 · Loan: $1,052,100
- Principal & Interest
- $6,464
- Property tax (1.25%)
- $1,218
- Homeowners insurance
- $300
- Mortgage insurance
- $438
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $40,915 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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