4344 Tradewinds
Oxnard, CA, 93035
$1,089,900
MLS: SR26004929
Beds
2
Baths
3
Sq Ft
1,734
Lot
0.04 ac
Year Built
2006
MLS #
SR26004929
Days on Market
80
Listed
Jan 8, 2026
Description
Welcome to coastal living at its finest in the highly sought-after Channel Islands Harbor community. Panoramic views from almost every room, 2 bedrooms plus den/office, Ideally situated just moments from the marina, beaches, and waterfront dining. Enjoy the coastal breeze, nearby walking paths, and the vibrant harbor lifestyle that makes this neighborhood so special. Whether you’re spending mornings on the water, evenings dining by the marina, or simply enjoying the peaceful surroundings, this home places you at the heart of it all. Popular open and airy floorplan, Professionally and Extensivly remodeled w/custom built-in Bar, Office, TV Cabinet, Fireplace, Vanity, Master closet. Custom Slider doors in closet and primary bathrm. By glass -enclosed shower add multiple shower heads, 2 A/C’S (Primary and Lvgrm) No expense spared. Custom Glass Kitchen backsplash, expansive windows that frame panoramic marina and water views. Designed for both comfort and entertaining, the main living space flows seamlessly from the gourmet kitchen into the dining and living areas. The kitchen showcases high-end stainless steel appliances, stone countertops, custom cabinetry, and a beautifully added wine and coffee bar with seating, creating the perfect gathering space. The spacious living room features a custom fireplace, designer paint scheme, and abundant natural light, opening to a private balcony where you can savor morning coffee, evening sunsets, and the tranquil sight of boats gliding by. The primary suite is a true retreat, offering stunning marina views, a custom cedar-lined walk-in closet, private balcony access, and a spa-inspired ensuite bath complete with dual sinks, a custom makeup vanity, a large soaking tub, and a glass-enclosed shower with multiple shower heads. A generously sized second bedroom provides harbor views, a large closet, and a private bath with an upgraded shower—ideal for guests or family. A flexible bonus area currently serves as a home office with built-in desk and cabinetry, perfect for remote work, crafting, or hobbies. Gated community, with available charging stations, offers resort-style amenities including a spa, BBQ areas, and lounging spaces. Additional highlights include gated subterranean parking with two prime spaces adjacent to the elevator and two dedicated storage lockers. Ideally located near waterfront dining, shopping, and just minutes from the beach. Located close to shopping, restaurants, and easy access to major routes.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Heather Barkley Kilpatrick · Keller Williams Exclusive Properties
Payment estimate
$7,871
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $108,990 · Loan: $980,910
- Principal & Interest
- $6,027
- Property tax (1.25%)
- $1,135
- Homeowners insurance
- $300
- Mortgage insurance
- $409
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $38,147 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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