2950 N Golden Avenue
San Bernardino, CA, 92404
$690,000
Original list price: $700,000
MLS: OC26124351
Beds
4
Baths
3
Sq Ft
2,360
Lot
0.50 ac
Year Built
1901
MLS #
OC26124351
Days on Market
64
Listed
Jun 17, 2026
Description
Historic charm, modern updates, and nearly an acre of opportunity. This beautifully maintained 4-bedroom, 3-bath home sits on an expansive lot with the adjacent parcel (APN 0155-152-05-0000) included in the sale, creating a rare chance to own a substantial piece of land in North San Bernardino. Originally built with timeless character and charm, the residence has been thoughtfully enhanced with modern upgrades throughout. Inside, you'll find a remodeled kitchen, updated bathrooms, heated floors, spacious living and dining areas, and abundant natural light that highlights the home's inviting atmosphere. The versatile floor plan offers approximately 2,360 square feet of living space, blending historic appeal with everyday comfort. An upstairs living area featuring its own kitchen and bathroom offers flexibility for multigenerational living, extended family, guests, or a variety of future uses. With a potential private entrance already in place, buyers may explore the possibility of creating a more separate living space to suit their needs. Step outside and discover what truly sets this property apart. The combined parcels provide exceptional space, privacy, and flexibility for gardening, recreation, RV parking, future expansion, or simply enjoying the open surroundings. A welcoming wraparound porch offers the perfect place to relax and take in mountain views, while the detached two-car garage, storage sheds, and generous outdoor areas add functionality and convenience. Conveniently located near schools, shopping, parks, and commuter routes, this one-of-a-kind property combines character, modern improvements, and an incredible land offering. Opportunities like this are increasingly hard to find—especially with an additional parcel included in the sale.
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Amanda Lang · Pinpoint Properties
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,264
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,000 · Loan: $621,000
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,987
- Property tax (1.25%)
- $719
- Homeowners insurance
- $300
- Mortgage insurance
- $259
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $24,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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