2960 Neilson Way 304
Santa Monica, CA, 90405
$1,079,000
Original list price: $1,129,000
MLS: 26829589
Beds
2
Baths
2
Sq Ft
1,305
Lot
3.08 ac
Year Built
1980
MLS #
26829589
Days on Market
33
Listed
May 14, 2026
Description
Welcome to coastal living at its finest in the highly sought-after Sea Colony II community, ideally situated in Santa Monica's exclusive Ocean Park neighborhood. This 2 bed/2 bath residence has been freshly painted and offers a bright, inviting atmosphere throughout. Bonus area off the kitchen can be used for an office. The unit enjoys tranquil views overlooking the lush garden and spa, creating a serene retreat just moments from the ocean. Thoughtfully designed for comfort and convenience, the home features an in-unit washer and dryer and a well-proportioned layout perfect for both everyday living and entertaining. Two side-by-side parking spaces in a secure garage. Sea Colony II offers resort-style amenities including a sparkling pool, three spas, a fully equipped fitness center, and a sauna. Residents also benefit from 24-hour security, a controlled-access building, and an elegant lobby. On site guest parking and EV chargers. Bonus large storage space with key for bicycles, surfboards, etc. Located just steps from the beach and the vibrant shops and award-winning restaurants along Main Street, this is a rare opportunity to experience the best of Santa Monica coastal living.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Kimberly Kessler · Coldwell Banker Realty
Payment estimate
$9,664
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $107,900 · Loan: $971,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,151
- Property tax (1.25%)
- $1,124
- Homeowners insurance
- $300
- Mortgage insurance
- $405
- HOA dues
- $1,685
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $37,765 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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