ActiveCondominium

2920 Neilson Way 304

Santa Monica, CA, 90405

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$1,044,000

MLS: V1-35961

Beds

1

Baths

2

Sq Ft

1,081

Lot

Year Built

1980

MLS #

V1-35961

Days on Market

10

Listed

Apr 23, 2026

Description

Welcome to your own coastal retreat in the heart of Santa Monica--just moments from the beach, yet tucked away in a beautifully landscaped, serene community.This thoughtfully designed 1-bedroom, 2-bath condo offers a light-filled interior with a clean, modern feel and seamless indoor-outdoor flow. The private balcony overlooks lush greenery and palm-lined pathways, creating a peaceful space to relax and unwind.The spacious bedroom includes generous storage, while the functional layout maximizes every square foot--perfect for comfortable everyday living or a stylish coastal getaway.Enjoy the convenience of in-unit laundry and step outside to experience resort-style amenities, including a sparkling pool, three spas, and beautifully maintained grounds with winding walkways and a private pathway that enhances both privacy and charm.Ideally located just minutes from Santa Monica's beaches, dining, and shopping--this is the perfect opportunity for first-time buyers, investors, or anyone seeking a low-maintenance coastal lifestyle.

Location

Santa Monica, Los Angeles County, CA 90405

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Listed by: Angela Skeels · eXp Realty of California Inc

Payment estimate

$7,632

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $104,400 · Loan: $939,600

%
Principal & Interest
$5,853
Property tax (1.25%)
$1,088
Homeowners insurance
$300
Mortgage insurance
$392
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of May 14, 2026

30-year fixed
6.36%
15-year fixed
5.71%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $36,540 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Santa Monica, CA 90405 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.