ActiveSingleFamilyResidence

29631 Silver Street

Castaic, CA, 91384

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$662,500

MLS: SR26121466

Beds

3

Baths

3

Sq Ft

1,962

Lot

0.11 ac

Year Built

2005

MLS #

SR26121466

Days on Market

0

Listed

Jun 10, 2026

Description

*Home Qualifies for 20k Grant with No PMI* Escape the HOA and enjoy the privacy you've been looking for at this well-maintained 3 bedroom, 3 bathroom home in Val Verde. Tucked away from the city with no direct rear neighbors, this property offers a peaceful setting, a private backyard, and beautiful hillside surroundings. The versatile floor plan features a downstairs bedroom with direct backyard access and a kitchenette area, creating potential for multi-generational living, guest quarters, or rental income opportunities. Upstairs, both bedrooms enjoy access to a spacious balcony, perfect for morning coffee or evening relaxation with views of the mountains. Additional highlights include a well-maintained roof and HVAC system, no HOA, no Mello Roos, and a location that offers a quiet lifestyle while remaining conveniently close to Santa Clarita amenities. Just a short 2-minute drive away, residents can enjoy the community park featuring a pool, tennis courts, basketball courts, playground, and baseball field. A great opportunity for first-time buyers, those looking to move up from a condo, or anyone seeking more space, privacy, and flexibility.

Location

Castaic, Los Angeles County, CA 91384

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Listed by: Alexander Welch · Compass

Payment estimate

$4,999

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $66,250 · Loan: $596,250

%
Principal & Interest
$3,761
Property tax (1.25%)
$690
Homeowners insurance
$300
Mortgage insurance
$248
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 4, 2026

30-year fixed
6.48%
15-year fixed
5.79%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Castaic home with as little as 3.5% down using an FHA loan — roughly $23,188 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 91384 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Castaic. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.