30081 Jamaica Dunes Drive
Tehachapi, CA, 93561
$439,000
MLS: PI26066433
Beds
3
Baths
3
Sq Ft
1,806
Lot
0.40 ac
Year Built
1992
MLS #
PI26066433
Days on Market
5
Listed
Mar 27, 2026
Description
Just a short stroll to the lake, this well-maintained 3-bedroom, 2.5-bath home offers comfort, convenience, and an ideal Bear Valley Springs location. Situated near the lakes, Oak Tree Golf Course, and the Country Club, this move-in-ready property is prepared to welcome new owners. The inviting living room features a gas-insert fireplace with a beautiful brick hearth and opens to the dining area and kitchen for an easy, functional flow. The kitchen provides ample storage with pull out cabinet shelving and includes a breakfast nook framed by bay windows overlooking the peaceful backyard and covered patio. The property is landscaped front and back, with a fenced rear yard, covered patio, small garden shed, and mature trees that offer shade and privacy. A rear gate provides direct access to the golf course, an added convenience for golf enthusiasts. Located within the gated community of Bear Valley Springs, residents enjoy natural surroundings, abundant wildlife, and a wide range of recreational amenities.
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Lorri Busse · Watson Realty
Payment estimate
$3,258
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,900 · Loan: $395,100
- Principal & Interest
- $2,428
- Property tax (1%)
- $366
- Homeowners insurance
- $300
- Mortgage insurance
- $165
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $15,365 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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