ActiveSingleFamilyResidence

301 Downey Drive

Big Bear City, CA, 92314

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$450,000

MLS: IG25093269

Beds

3

Baths

2

Sq Ft

1,300

Lot

0.17 ac

Year Built

1984

MLS #

IG25093269

Days on Market

336

Listed

Apr 28, 2025

Description

The King of the Corner, situated on a level knoll, best describes this Farm Style Home. Extra-large front and rear decks to enjoy the outdoors no matter what time it is. Two Dormers give extra character to the inside and out. Updated kitchen and bath counters, wood pegged flooring in kitchen and dining areas. The beautiful wood slab Breakfast Bar makes a great pass-through to the Dining Area, while French doors take you to the rear deck. The 7560 sq ft lot encompasses the entire corner and provides a complete drive-through with two gates. New forced-air unit. Perlin Beam ceiling in the living and dining area, a used brick fireplace with a wood-burning insert to keep the gas bill down. Downstairs bedroom has an armoire, 2 bright and cheerful bedrooms upstairs with window seat and the most interesting ceiling architecture, no square corners in these rooms, just vaulted and intregging. Fully furnished and ready to go. Storage container can stay with acceptble offer. Extra parking in the rear yard for RV or boat plus vehicles. You will apprceiate the pride of ownership this property displays.

Location

Big Bear City, San Bernardino County, CA 92314

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Listed by: Janet Stevens-Moore · BRUIN TROJAN REALTORS, INC

Payment estimate

$3,426

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000

%
Principal & Interest
$2,488
Property tax (1.25%)
$469
Homeowners insurance
$300
Mortgage insurance
$169
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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