(No pictures available yet)
$365,000
MLS: IG26068748
Beds
2
Baths
2
Sq Ft
1,064
Lot
0.06 ac
Year Built
1968
MLS #
IG26068748
Days on Market
3
Listed
May 6, 2026
Description
Charming mountain home with serious upside. Just minutes from the lake, shopping, and local restaurants, this one checks the boxes for both convenience and getaway vibes. The downstairs bathroom has been recently updated, and you’ll find brand new carpet upstairs. Two cozy fireplaces anchor the living spaces, while a skylight on the second level brings in natural light. There’s also a third-floor loft—perfect for a kids’ hangout, game room, or extra sleeping space. The kitchen has been refreshed with new countertops, and the garage offers a bonus room ideal for projects, storage, or a weekend workshop setup. Whether you're looking for a weekend escape or a place to start building roots, this home delivers. Mountain living starts here. ___________________________________________________________________
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: RACHAEL SMITH · RE/MAX BIG BEAR
Payment estimate
$2,896
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,500 · Loan: $328,500
- Principal & Interest
- $2,079
- Property tax (1.25%)
- $380
- Homeowners insurance
- $300
- Mortgage insurance
- $137
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $12,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92314 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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