$690,000
MLS: CV26153572
Beds
3
Baths
2
Sq Ft
1,080
Lot
0.17 ac
Year Built
1977
MLS #
CV26153572
Days on Market
4
Listed
Jul 23, 2026
Description
Welcome to 3038 E. Cog Hill Ct., Ontario, CA 91761—a beautifully renovated 3-bedroom, 2-bathroom home offering approximately 1,080 square feet of thoughtfully updated living space on a generous 7,210 square foot lot. Designed with both style and functionality in mind, this move-in ready home has been extensively upgraded throughout. Inside, you'll find modern finishes, a custom coffee bar, and a fully finished, drywalled garage that offers added versatility for storage, a workshop, home gym, or hobby space. A new A/C system provides year-round comfort and efficiency. The exterior showcases exceptional attention to detail with a durable 50-year presidential roof, elegant copper gutters, brand-new custom wrought iron gates, and stamped concrete surrounding the entire home, creating a clean, polished look with low-maintenance appeal. The professionally updated modern landscaping is accented by mature olive trees and a tranquil koi pond, offering a peaceful outdoor retreat. The spacious backyard is designed for both relaxation and entertaining, featuring a raised flyover patio that provides the perfect setting for gatherings with family and friends. Additional highlights include convenient RV access and plenty of outdoor space to enjoy. Ideally located near parks, schools, shopping, dining, and major commuter routes, this turnkey property blends timeless craftsmanship with thoughtful modern upgrades. If you've been searching for a home where the major improvements have already been completed, this is an opportunity you won't want to miss. Schedule your private showing today!
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: Luis Tovar Mendoza · The Kasa Agency Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,235
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,000 · Loan: $621,000
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,958
- Property tax (1.25%)
- $719
- Homeowners insurance
- $300
- Mortgage insurance
- $259
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $24,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Active and pending listings in ZIP 91761 (Ontario)within ±10% of this home's price and size.
Local Market Stats
See Ontario, CA 91761 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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