Under ContractSingleFamilyResidence

3038 White Fox Trail

Phelan, CA, 92371

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$345,000

MLS: HD26077082

Beds

2

Baths

2

Sq Ft

960

Lot

2.05 ac

Year Built

1985

MLS #

HD26077082

Days on Market

11

Listed

Apr 9, 2026

Description

Introducing this 2.05 Acres Ranch Style Home. Fully Fenced with Private Gate on a Highly Desired and Spacious Clean Lot Size of approximately 89,298 Square Feet of Land, Offering ample space for Multi Parking options, RV Parking and Horses Playground. Near Paved Road, Major Shopping Centers and just a short drive to Highway 138. Home Features 2 Bedrooms and 2 Full Bathrooms with Central A/C and Central Heating, Interior Laundry, Electric Water Heater and a Large Patio Deck. Both Primary and Secondary Bathrooms are Updated with New Vanities, New Quartz Countertops along with New Modern Lighting, New Plumbing Fixtures and New Walk In Showers. Be First to Enjoy the Brand-New Custom Modern Kitchen with New Quartz Countertops on an Inviting Open Floor-Plan with New Recessed Lighting Highlighting the Vaulted Ceilings and Brand-New Appliances, New Flooring, New Fresh Interior Texture Paint, All-New Doors and Closet Doors, New Exterior Siding, New Roof, New Windows and more. Must see to appreciate the Privacy and Comfort combination this Home Offers in the Beautiful Picturesque Desert Oasis Escape, close to the City and Huddled away from it All.

Location

Phelan, San Bernardino County, CA 92371

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Listed by: Viviana Jauregui · Waldo Realty, Inc

Payment estimate

$2,697

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $34,500 · Loan: $310,500

%
Principal & Interest
$1,908
Property tax (1.25%)
$359
Homeowners insurance
$300
Mortgage insurance
$129
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $12,075 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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