ActiveSingleFamilyResidence

9878 Wilson Ranch

Phelan, CA, 92371

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$349,000

MLS: GD26064238

Beds

2

Baths

2

Sq Ft

960

Lot

1.90 ac

Year Built

1986

MLS #

GD26064238

Days on Market

16

Listed

Mar 26, 2026

Description

Little Oasis in the high desert. Wonderfully remodeled MFG Home on the great location. 960 Sqft 2 beds and 2 baths House beautifully remodeled on 1.9 Acre lot - New Counter top, New Roof, New Paint throughout the house, New Vanities and Bathroom Shower, New spacious Front and Backyard Decks, New Sink, Dishwasher, and Remodeled Bathrooms. The huge back deck is covered by the new roof; potential to add a 3rd bedroom. The road is paved to the house and close to the main street, Phelan Road. An Amazon distribution center is coming, and many developments are underway in the community. Don't miss this beautiful home right off the paved road. Ready to move in.

Location

Phelan, San Bernardino County, CA 92371

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Listed by: Samuel Lee · Sam's Realty and Investment

Payment estimate

$2,724

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $34,900 · Loan: $314,100

%
Principal & Interest
$1,930
Property tax (1.25%)
$364
Homeowners insurance
$300
Mortgage insurance
$131
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $12,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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