Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveCondominium

3039 E Harbor Boulevard

Ventura, CA, 93001

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$625,000

MLS: V1-35240

Beds

2

Baths

2

Sq Ft

1,046

Lot

Year Built

1972

MLS #

V1-35240

Days on Market

7

Listed

Mar 26, 2026

Description

Location, location, location! Welcome to the highly sought-after Keys Harbor Condominium Association, ideally situated adjacent to the Ventura Keys. Immerse yourself in the joys of breathtaking sunsets, fantastic bike rides, and the close proximity to the beach and harbor just down the street.This two-level 2-bedroom, 1.5-bathroom condo is located just blocks from the beach and offers a highly desirable layout with thoughtful updates throughout. The home features an updated kitchen and remodeled bathrooms, blending modern touches with comfortable coastal living.The main level offers a spacious living room, an ample kitchen with plenty of cabinetry, and a convenient guest half bathroom. Step outside to your private front patio with newer vinyl fencing and gate, creating the perfect space to relax and enjoy the coastal breeze.Upstairs you'll find two generously sized bedrooms and a full bathroom, offering a functional and well-separated living space.Conveniently located near Vons shopping center, Starbucks, local restaurants, and public transportation, with easy access to Highway 101, everything you need is within reach. Ventura's beaches, harbor, and coastal lifestyle are all just moments away, with Santa Barbara and Los Angeles just a short drive.Whether you're looking for a primary residence, beach retreat, or investment opportunity, this is a fantastic opportunity to own an updated condo near the beach in one of Ventura's most desirable coastal locations.

Location

Ventura, Ventura County, CA 93001

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Listed by: Billy Davidson · RE/MAX Gold Coast-Beach Office

Payment estimate

$4,642

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $62,500 · Loan: $562,500

%
Principal & Interest
$3,456
Property tax (1.25%)
$651
Homeowners insurance
$300
Mortgage insurance
$234
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $21,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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