3039 E Harbor Boulevard
Ventura, CA, 93001
$620,000
Original list price: $625,000
MLS: V1-35240
Beds
2
Baths
2
Sq Ft
1,046
Lot
—
Year Built
1972
MLS #
V1-35240
Days on Market
82
Listed
Mar 26, 2026
Description
Location, location, location! VA Assumable Loan. Welcome to the highly sought-after Keys Harbor Condominium Association, ideally situated adjacent to the Ventura Keys. Immerse yourself in the joys of breathtaking sunsets, fantastic bike rides, and the close proximity to the beach and harbor just down the street.This two-level 2-bedroom, 1.5-bathroom condo is located just blocks from the beach and offers a highly desirable layout with thoughtful updates throughout. The home features an updated kitchen and remodeled bathrooms, blending modern touches with comfortable coastal living.The main level offers a spacious living room, an ample kitchen with plenty of cabinetry, and a convenient guest half bathroom. Step outside to your private front patio with newer vinyl fencing and gate, creating the perfect space to relax and enjoy the coastal breeze.Upstairs you'll find two generously sized bedrooms and a full bathroom, offering a functional and well-separated living space.Conveniently located near Vons shopping center, Starbucks, local restaurants, and public transportation, with easy access to Highway 101, everything you need is within reach. Ventura's beaches, harbor, and coastal lifestyle are all just moments away, with Santa Barbara and Los Angeles just a short drive.Whether you're looking for a primary residence, beach retreat, or investment opportunity, this is a fantastic opportunity to own an updated condo near the beach in one of Ventura's most desirable coastal locations.
Location
Ventura, Ventura County, CA 93001
Open on Google Maps ↗Listed by: Billy Davidson · RE/MAX Gold Coast-Beach Office
Payment estimate
$5,233
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $62,000 · Loan: $558,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,534
- Property tax (1.25%)
- $646
- Homeowners insurance
- $300
- Mortgage insurance
- $233
- HOA dues
- $520
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $21,700 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Ventura property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
Similar Homes Nearby
Active and pending listings in ZIP 93001 (Ventura)within ±10% of this home's price and size.
Local Market Stats
See Ventura, CA 93001 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.