ActiveSingleFamilyResidence

305 Starlight Circle

Big Bear Lake, CA, 92315

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$1,150,000

MLS: IG26027922

Beds

4

Baths

3

Sq Ft

2,780

Lot

0.63 ac

Year Built

2003

MLS #

IG26027922

Days on Market

69

Listed

Feb 10, 2026

Description

Discover your mountain escape in Big Bear Lake; ideally located near Castle Glen and just moments from everything the area has to offer. This beautifully appointed home blends elevated design with thoughtful functionality, making it perfect for personal enjoyment or as a high-performing short-term rental. The spacious floor plan features **3 BEDROOMS, PLUS A LOFT** and a private theater room—creating an inviting setting for year-round entertaining. Set on a large, private lot, the outdoor spaces are designed for relaxation and connection, whether you’re soaking in the spa under the stars, hosting gatherings on the deck, or enjoying peaceful mornings among the pines. An attached garage provides secure parking and ample storage for all your mountain adventures. With close proximity to ski slopes, hiking and biking trails, the lake, dining, and shopping, this home offers seamless access to the full Big Bear lifestyle while maintaining a tranquil, retreat-like atmosphere. The primary suite and welcoming living areas deliver comfort, warmth, and versatility for both owners and guests. ***Turnkey and STR-ready*** this is a proven, high-income-producing Airbnb with Superhost status and a consistent track record of 5-star reviews—an exceptional opportunity for buyers seeking luxury, lifestyle, and outstanding rental performance in one remarkable mountain home.

Location

Big Bear Lake, San Bernardino County, CA 92315

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Listed by: GARY DOSS · COMPASS

Payment estimate

$8,288

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $115,000 · Loan: $1,035,000

%
Principal & Interest
$6,359
Property tax (1.25%)
$1,198
Homeowners insurance
$300
Mortgage insurance
$431
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $40,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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