644 St Moritz Drive
Big Bear Lake, CA, 92315
$1,100,000
MLS: IG25176431
Beds
3
Baths
3
Sq Ft
2,409
Lot
0.17 ac
Year Built
2005
MLS #
IG25176431
Days on Market
134
Listed
Aug 5, 2025
Description
Your Mountain Escape Awaits – Just Minutes from Snow Summit and Bear Mountain! This beautifully maintained log-style home delivers the ultimate Big Bear lifestyle—whether you're looking for a full-time residence, vacation getaway, or short-term rental investment. Ideally located less than 5 minutes to Snow Summit and Bear Mountain, this 3-bedroom, 3-bathroom home offers 2,409 sq ft of spacious, versatile living. Step inside to discover a light-filled Great Room with soaring vaulted tongue-and-groove ceilings, a cozy stone fireplace, and direct access to an oversized front deck—perfect for morning coffee or evening gatherings. The open-concept kitchen is designed for entertaining, featuring granite countertops, stainless steel appliances, a custom range hood, and a large breakfast bar. A convenient door leads to the back deck and fully fenced yard—great for pets, kids, or just relaxing in nature. Downstairs, you'll find a HUGE game/media room that’s a total showstopper—complete with a 75” cinema-style TV, pool table, arcade game, stone fireplace, and a full bathroom. It’s the perfect space to entertain or unwind after a day on the slopes. Other features include: * Oversized attached 2 car garage with space for all your mountain toys * Level parking and covered entry for easy, year-round access * Updated flooring and fresh, mountain-style finishes throughout * Spacious decks and a large yard - ideal for BBQs and outdoor fun Most furnishings are negotiable, so you can move right in and start enjoying mountain living from day one. This is more than just a home—it’s a lifestyle. Don’t miss your chance to own a slice of Big Bear paradise!
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: ANDREA REIS · ARROWHEAD PREMIER PROPERTIES
Payment estimate
$7,941
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $110,000 · Loan: $990,000
- Principal & Interest
- $6,083
- Property tax (1.25%)
- $1,146
- Homeowners insurance
- $300
- Mortgage insurance
- $413
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $38,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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