644 St Moritz Drive
Big Bear Lake, CA, 92315
$950,000
Original list price: $1,100,000
MLS: IG25176431
Beds
3
Baths
3
Sq Ft
2,409
Lot
0.17 ac
Year Built
2005
MLS #
IG25176431
Days on Market
304
Listed
Aug 5, 2025
Description
Your Mountain Escape Awaits – Just Minutes from Snow Summit and Bear Mountain! This beautifully maintained log-style home delivers the ultimate Big Bear lifestyle—whether you're looking for a full-time residence, vacation getaway, or short-term rental investment. Ideally located less than 5 minutes to Snow Summit and Bear Mountain, this 3-bedroom, 3-bathroom home offers 2,409 sq ft of spacious, versatile living. Step inside to discover a light-filled Great Room with soaring vaulted tongue-and-groove ceilings, a cozy stone fireplace, and direct access to an oversized front deck—perfect for morning coffee or evening gatherings. The open-concept kitchen is designed for entertaining, featuring granite countertops, stainless steel appliances, a custom range hood, and a large breakfast bar. A convenient door leads to the back deck and fully fenced yard—great for pets, kids, or just relaxing in nature. Downstairs, you'll find a HUGE game/media room that’s a total showstopper—complete with a 75” cinema-style TV, pool table, arcade game, stone fireplace, and a full bathroom. It’s the perfect space to entertain or unwind after a day on the slopes. Other features include: * Oversized attached 2 car garage with space for all your mountain toys * Level parking and covered entry for easy, year-round access * Updated flooring and fresh, mountain-style finishes throughout * Spacious decks and a large yard - ideal for BBQs and outdoor fun Most furnishings are negotiable, so you can move right in and start enjoying mountain living from day one. This is more than just a home—it’s a lifestyle. Don’t miss your chance to own a slice of Big Bear paradise!
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: ANDREA REIS · ARROWHEAD PREMIER PROPERTIES
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,135
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $95,000 · Loan: $855,000
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,489
- Property tax (1.25%)
- $990
- Homeowners insurance
- $300
- Mortgage insurance
- $356
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $33,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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