305 Summit Road
Lake Arrowhead, CA, 92352
$575,000
MLS: IG26006829
Beds
3
Baths
2
Sq Ft
1,389
Lot
0.17 ac
Year Built
1997
MLS #
IG26006829
Days on Market
78
Listed
Jan 15, 2026
Description
Bright, cheerful, and beautifully convenient - this lake rights home offers year-round enjoyment with easy access and level parking plus a garage. The inviting living room features a stunning river rock gas fireplace and brand-new French doors that open to a sunlit deck perfect for relaxing summer evenings or taking in the tree-lined views. Inside, the kitchen impresses with warm wood cabinetry, quartz countertops, a new sink, a roomy pantry, and a built-in desk area. Two of the three lower level bedrooms open to newly replaced decks, creating perfect spots for quiet morning coffee or evening stargazing. Both spacious bathrooms showcase fresh hexagon tile floors, adding modern style. The home sits in a peaceful loop neighborhood with a nicely fenced yard ideal for pets and outdoor living. Just a quick 5 minute drive brings you to Lake Arrowhead Village for shopping, dining, and lakeside fun, while Blue Jay’s two grocery stores, library and restaurants are equally close. A move-in-ready retreat with all the comforts of mountain living.
Location
Lake Arrowhead, San Bernardino County, CA 92352
Open on Google Maps ↗Listed by: Paul Marmorstein · CAPRE
Payment estimate
$4,294
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $57,500 · Loan: $517,500
- Principal & Interest
- $3,180
- Property tax (1.25%)
- $599
- Homeowners insurance
- $300
- Mortgage insurance
- $216
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $20,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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