3078 Serrano
San Bernardino, CA, 92405
$510,000
MLS: PW26073587
Beds
2
Baths
2
Sq Ft
1,234
Lot
0.24 ac
Year Built
1925
MLS #
PW26073587
Days on Market
32
Listed
Apr 7, 2026
Description
WELCOME to this charming, well maintained Craftsman home featuring 2-bedrooms and 2-bathrooms, perfectly blending comfort, style, and functionality. With a spacious, updated kitchen, remodeled bathrooms and laminate flooring throughout the home, it is move in ready. The inviting living room boasts a cozy fireplace, creating the perfect space to relax or entertain. Large windows fill the home with abundant natural light, enhancing its warm and airy feel with a view of mature trees in the neighborhood. Enjoy the convenience of a step down enclosed patio room with laundry hookups. A spacious Master bedroom and Master bathroom offer comfort and privacy. The home includes a new LG smart stainless steel refrigerator and a Maytag washer and dryer for added value. Situated on over 10,000 sq ft lot, the front and backyard spaces feature mature fruit trees and plenty of room to enjoy outdoor living. A picturesque, tree-lined street with century-old trees and a view of the mountains adds to the home's charm and curb appeal. Extra long driveway for multiple cars and/or RV parking too! Additional upgrades include a deluxe ADT Security system, central A/C, two mini-split systems for flexible heating and cooling, a reverse osmosis drinking water system, a water softener, and partial replumbing with updated PEX lines. The home has been Retrofitted for earthquake safety. Located in a desirable, friendly neighborhood known for its strong sense of community, this home offers both comfort and connection—an opportunity you won’t want to miss! All information provided is deemed reliable but is not guaranteed; buyers are strongly encouraged to verify all details through their own professional inspections, as Broker, Agent, and Seller do not guarantee the accuracy of any property information. Property to be sold in as-is condition.
Location
San Bernardino, San Bernardino County, CA 92405
Open on Google Maps ↗Listed by: Michelle Smith · APM Property Management
Payment estimate
$3,930
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $51,000 · Loan: $459,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,907
- Property tax (1.25%)
- $531
- Homeowners insurance
- $300
- Mortgage insurance
- $191
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $17,850 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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