3040 N F St
San Bernardino, CA, 92405
$440,000
MLS: TR25242042
Beds
3
Baths
1
Sq Ft
1,136
Lot
0.41 ac
Year Built
1922
MLS #
TR25242042
Days on Market
161
Listed
Oct 17, 2025
Description
Price improved! Step into this delightful 3-bedroom, 1-bath home, where comfort meets charm. Spanning 1,136 sq. ft., this single-story residence offers an inviting open layout filled with natural light. The modern kitchen features sleek stone countertops, stainless steel appliances, and direct access to the backyard. Outside, the generous 18,000 sq. ft. lot provides plenty of space to design your ideal outdoor retreat-whether a garden, pool, or play area. Conveniently located minutes from major freeways, schools, and shopping.
Location
San Bernardino, San Bernardino County, CA 92405
Open on Google Maps ↗Listed by: Zyon Urriza · Re/Max Top Producers
Payment estimate
$3,356
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,000 · Loan: $396,000
- Principal & Interest
- $2,433
- Property tax (1.25%)
- $458
- Homeowners insurance
- $300
- Mortgage insurance
- $165
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $15,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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