31072 Azurite Road
Lucerne Valley, CA, 92356
$216,200
MLS: OC25005129
Beds
1
Baths
1
Sq Ft
1,000
Lot
2.50 ac
Year Built
1958
MLS #
OC25005129
Days on Market
364
Listed
Jan 21, 2025
Description
This property offers a tranquil environment with a blank canvas and stunning views. It is a recent Real Estate Owned (REO) property. Property has been remodeled. Home repainted, ceilings textured/repainted, kitchen with new cabinets/counter tops, new flooring kitchen & bath, bedroom closet doors installed and more. Home is in almost move-in condition. Property to be sold "AS-IS" no repairs. REO owner has just completed the balance of the interior and this home is now move-in ready. Situated on approximately 2.5 acres (around 331 ft x 335 ft) at the end of a private road, the property is partially fenced around the building, has access to electricity, and benefits from hauled water service through two storage tanks (approximately 3,400 gallons). The land to the east and west is owned by the government, while the parcels to the north and south are privately held. Additional features include a spacious covered patio and a utility room equipped with washer hookups and an electric water heater. Heating is provided by a pellet stove. The property also includes two storage sheds and a newly installed septic system (November 2022). 1-24-25 updated photos added.
Location
Lucerne Valley, San Bernardino County, CA 92356
Open on Google Maps ↗Listed by: Gregg Cochran · SmokeTree Commercial
Payment estimate
$1,802
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $21,620 · Loan: $194,580
- Principal & Interest
- $1,196
- Property tax (1.25%)
- $225
- Homeowners insurance
- $300
- Mortgage insurance
- $81
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lucerne Valley home with as little as 3.5% down using an FHA loan — roughly $7,567 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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