31542 Spinel
Lucerne Valley, CA, 92356
$225,000
MLS: HD26071406
Beds
1
Baths
1
Sq Ft
1,200
Lot
5.29 ac
Year Built
2008
MLS #
HD26071406
Days on Market
0
Listed
Apr 3, 2026
Description
True off-grid living at its finest! Situated on just shy of 6 acres, partially fenced with a private water well that’s drilled down 300ft, this unique property offers functionality, privacy, and stunning desert and mountain views. The property features a 1,200 sq ft adobe-style stucco garage conversion complete with a full kitchen with tile countertops and sink, a full bathroom with tub and shower, and a dedicated office space housing the solar equipment. The living area is fully drywalled with recessed lighting and a built-in entertainment center that matches the kitchen cabinetry. French doors lead to the backyard, where you can take in the beautiful mountain backdrop. The home is powered by a 12-panel solar system with battery storage (approximately 6 years old), providing reliable off-grid living. The well is protected by an adobe-style well house and is powered by 4 solar panels, with the option to run off a generator if needed. Additional features include a propane tankless water heater, two large propane tanks, 150 gallons each, 1600 gallon septic system, a massive covered front porch with ample space for parking or outdoor use, an additional storage shed, and two 20-foot sea containers. If that’s not enough, don’t forget the RV hookups and a 2,600-gallon storage tank for water. Truly built with love and care. A rare opportunity to own a fully functional off-grid property with room to expand, relax, and enjoy the desert lifestyle.
Location
Lucerne Valley, San Bernardino County, CA 92356
Open on Google Maps ↗Listed by: Donald Staff · Oasis Realty Group
Payment estimate
$1,863
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $22,500 · Loan: $202,500
- Principal & Interest
- $1,244
- Property tax (1.25%)
- $234
- Homeowners insurance
- $300
- Mortgage insurance
- $84
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lucerne Valley home with as little as 3.5% down using an FHA loan — roughly $7,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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