ActiveSingleFamilyResidence

312 Santa Cruz

Arcadia, CA, 91007

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$3,099,000

MLS: AR26092781

Beds

4

Baths

5

Sq Ft

4,108

Lot

0.18 ac

Year Built

2014

MLS #

AR26092781

Days on Market

14

Listed

Apr 29, 2026

Description

Located on a quiet street in the highly desirable Arcadia neighborhood, this custom-built Mediterranean estate, designed by renowned architect Robert Tong and built by Mur-Sol Construction Inc., showcases timeless elegance and quality craftsmanship. Featuring 4 en-suite bedrooms and 4.5 bathrooms, the home offers a functional and well-balanced layout. A dramatic two-story foyer with soaring ceilings, chandelier, and marble flooring creates a striking first impression. The bright living room with fireplace flows seamlessly for both entertaining and daily living. The main level includes a guest suite, formal dining room, spacious family room, and a gourmet kitchen with JennAir appliances, marble countertops, large island, plus a separate wok kitchen. A home theater adds to the entertainment experience. Upstairs offers a loft and three additional en-suite bedrooms, including a luxurious primary suite with walk-in closet, spa-style bath, Jacuzzi tub, and steam shower. Additional features include a laundry room, central vacuum, tankless water heater, whole-house water filtration system. Set on a 7,812 sq ft lot, the backyard provides a peaceful retreat with a mature avocado tree. Conveniently located near Keck Medicine of USC, Santa Anita Park, and Westfield Santa Anita, within the award-winning Arcadia Unified School District.

Location

Arcadia, Los Angeles County, CA 91007

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Listed by: Shirley Juan Hou · Real Brokerage Technologies, Inc

Payment estimate

$22,063

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $309,900 · Loan: $2,789,100

%
Principal & Interest
$17,373
Property tax (1.25%)
$3,228
Homeowners insurance
$300
Mortgage insurance
$1,162
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of May 14, 2026

30-year fixed
6.36%
15-year fixed
5.71%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Arcadia home with as little as 3.5% down using an FHA loan — roughly $108,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.