31205 Ganado
Rancho Palos Verdes, CA, 90275
$2,199,000
MLS: PW26080974
Beds
3
Baths
3
Sq Ft
2,366
Lot
0.21 ac
Year Built
1965
MLS #
PW26080974
Days on Market
4
Listed
Apr 15, 2026
Description
Some homes meet expectations. This one redefines them entirely. Perched within one of Rancho Palos Verdes' most coveted enclaves, this residence is a rare confluence of architectural vision and uncompromising craftsmanship. Every corner of this home bears the owner’s meticulous touch. No detail was overlooked, and no expense was spared in a complete top-to-bottom transformation. The result is a bespoke living experience with three generously proportioned bedrooms and a stunning attic sanctuary—a versatile fourth space perfect for a private executive office, VIP guest suite, or artist’s retreat. The interiors unfold with confident ease, where soaring natural light orchestrates a seamless dialogue between formal grandeur and intimate warmth. The chef’s kitchen, appointed with premium finishes, opens elegantly into living spaces designed to frame the crown jewel: sweeping, soul-stirring views of the Pacific Ocean and the iconic silhouette of Catalina Island. Outside, the grounds have been elevated as well—a private outdoor domain primed for al fresco entertaining and coastal-breeze relaxation. Zoned to the celebrated Palos Verdes Unified School District and positioned minutes from world-class hiking and pristine beaches, the location is as compelling as the home itself. Opportunities of this caliber—fully renovated, move-in ready, and curated with such personal care and precision—are rarely listed twice. This is not just a home. This is your next chapter.
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Jungsub Lee · Redpoint Realty
Payment estimate
$15,575
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $219,900 · Loan: $1,979,100
- Principal & Interest
- $12,160
- Property tax (1.25%)
- $2,291
- Homeowners insurance
- $300
- Mortgage insurance
- $825
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $76,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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