31237 Silverset
Acton, CA, 93510
$779,900
MLS: SR26024704
Beds
4
Baths
3
Sq Ft
2,476
Lot
2.14 ac
Year Built
1988
MLS #
SR26024704
Days on Market
11
Listed
Mar 12, 2026
Description
4 Bed, 3 Bath home.
Location
Acton, Los Angeles County, CA 93510
Open on Google Maps ↗Listed by: Kelly Collette · HomeSmart Evergreen Realty
Payment estimate
$5,718
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $77,990 · Loan: $701,910
- Principal & Interest
- $4,313
- Property tax (1.25%)
- $812
- Homeowners insurance
- $300
- Mortgage insurance
- $292
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Acton home with as little as 3.5% down using an FHA loan — roughly $27,297 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93510 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Acton. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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